3 Terms to Know Before Choosing Health Insurance

When you review health insurance plans to decide which plan suits your family’s needs best, you will likely see three terms throughout the explanation of benefits: premium, deductible, and copay.

In this video, I explain these terms and clear up common misconceptions surrounding them. By understanding these terms, you will be able to make an informed decision on which plan is best for you and your family.

♦◊♦

Trying to figure out health insurance? Get my book Choose Your Best Health Insurance for detailed assistance on how to decide which insurance plan is right for you and your family.

Include Your Loved One When Choosing Assisted Living

As parents and loved ones age, we want them to — and they want to — live their lives as independently as possible for as long as possible.

But there may come a time when the need for care becomes greater than the desire to live independently. What do you do then? How do you make the right decision without being overwhelmed? How do you even begin talking about it?

In this video, I explain the importance of making sure your loved one is included in the process of choosing an assisted living and some key factors to consider.

♦◊♦

How do you make the right decision about moving yourself or a loved one into an Assisted Living Facility without being overwhelmed? How do you even begin talking about it? MyHealthSpin’s “Easy Healthcare: Choosing an Assisted Living Facility” ebook guide gives you all of the practical advice you need to make the right choice.

assisted_small

Available for download NOW!

Prepare for a Healthy Vacation

School is letting out and that means many families will be going on vacation in the months to come. As you make your plans and pack your bags, remember to be prepared — just in case — for health troubles. Here are some things to remember.

First, you generally don’t get sick in an instant. Usually, there are early signs before the illness takes full effect. Before leaving, assess how you are feeling. Any aches or pains? Allergies troubling you? Take action now. Don’t wait until the minor ailment becomes more serious. Visit your doctor before your vacation, pick up over-the-counter medications, refill prescriptions, and pack your favorite home remedies.

Also, be sure to bring your doctor’s contact information and your children’s pediatrician’s phone number. Even if you feel perfectly healthy, you might catch something while away. Having your physician’s phone number at the ready means you can call for their advice.

Lastly, don’t stress. If you are well prepared, you will be ready for anything. Besides, you may not have any troubles at all. In that case, relax, go on adventures, soak up the time with your loved ones. All of this will give you the energy you need to get back to work with fresh pep in your step.

♦◊♦

Want to know how to be prepared in advance for potential health concerns? MyHealthSpin’s book Easy Healthcare: Before You Get Sick helps you figure out how to prepare so that you can get care as seamlessly as possible.

Trying to figure out health insurance? Get my book Choose Your Best Health Insurance for detailed assistance on how to decide which insurance plan is right for you and your family.