Here are three questions you should ask yourself as you review the available health plans.

1.  How healthy is my family?

Consider your family’s health needs. Are you typically healthy, only visiting the doctor for routine exams and the occasional illness? Or do you have ongoing health concerns that you need to continue to care for?

One way to assess your family’s needs is to complete the Medical Life List, which you can download for FREE in the MyHealthSpin Toolkit.

Once you have all of your health information organized, you can choose the plan that fits best.

2.  Do I love my doctor?

The next question to ask is how much you love your doctor or specialists. Most health plans will have a preferred network of physicians. Using physicians in that network will be less expensive than using physicians who aren’t on the list. So, if you really want to keep seeing your doctor, make sure they are on the preferred provider list.

3.  Would I rather pay less or more now?

Health plans can range widely in price. But don’t automatically go for the cheapest plans. If you have already answered questions 1 and 2 above, now consider how much you want to be covered in the future. Choosing a lower priced plan may mean that you pay more out of pocket later when you go to the doctor or get sick. Choosing a higher priced plan may mean you pay less at the doctor’s office for routine visits, as well as sicknesses or emergencies. Review what is covered carefully.

By asking these 3 simple questions, you may feel more confident in choosing the health insurance plan that is right for your family. 

◊

Trying to figure out health insurance? Get my book Choose Your Best Health Insurance for detailed assistance on how to decide which insurance plan is right for you and your family.

The post 3 Questions to Consider When Choosing Health Insurance appeared first on MyHealthSpin.

Some of you wrote to me because you were unable to attend the original webinar. We want to ensure you have the knowledge you need to confidently choose your health plan, so the webinar recording is now available! Listen here. 

Also, during that webinar, we gave a special offer for an exclusive set of 3 Easy Healthcare ebooks that we have assembled especially to help you choose your health plan. The set includes:

• Easy Healthcare: What You Need First
• Easy Healthcare: Obamacare
• Easy Healthcare: Choose Your Health Insurance

The ebook set regularly sells for $7.99, but because we want you to have everything you need to be confident when choosing your health plan, we offered a coupon code during the webinar that saves you more than 35%!

Purchase this money-saving ebook set for only $4.99 when you enter coupon code HEALTHCARE at checkout.

This offer ends October 31, 2015. So, act quickly!

The post Enroll In Your Health Plan with Confidence  appeared first on MyHealthSpin.

Open enrollment for many health plans, including Obamacare and many employer health plans, is just around the corner. Maybe you’re deciding which plan to choose. Where are you getting stuck?

What questions would you love to have answered before you sign up? Let me know. You can write them in the comments of this post, reach out on Facebook or Twitter, or email me.

Tomorrow I will be answering your questions in my webinar 4 Insider Tips for Choosing the Right Health Plan, so send them in and make your decision easier.

If you haven’t already done so, you can register here.

The post What Confuses You About Health Plans? appeared first on MyHealthSpin.