MyHealthSpinmedical planning Archives - MyHealthSpin

Going Off to College: Parents’ Insurance or ObamaCare?

Healthspin — Thu, 04 Jun 2015 13:00:45 +0000

Usually, the best choice is your parent’s health insurance plan.

First, you are only eligible for ObamaCare Health Exchange insurance if you have no other health insurance options.

Additionally, it is often better to stay on your parent’s insurance because if they have a big group plan at work the cost of maintaining coverage for you is not very expensive. This is especially true if your parents are already covering other members of the family. You should ask your insurance company how much it will cost to maintain coverage for you while you are in college. Your parents’ plan will also often cover more healthcare items and have a lower deductible than many ObamaCare plans.

If your parents do not have a health plan through work, ObamaCare may be a good option. To find out whether you are eligible, log into the ObamaCare website www.healthcare.gov. After answering several questions, you will be able to see your options. Each state has different insurance companies offering plans in that state.

Are you planning on staying on your parents health insurance plan while in college? I’d love to hear from you!

MyHealthSpin helps you Spin Your Healthcare Your Way!

Check out how more information on insurance in our new book, Easy Healthcare: Choose Your Health Insurance.

The post Going Off to College: Parents’ Insurance or ObamaCare? appeared first on MyHealthSpin.

Celebrate Mother’s Day The HealthSpin Way

Healthspin — Fri, 08 May 2015 13:45:46 +0000

Being a mom often times means taking care of others before yourself. I encourage moms of every age to make themselves a priority and take easy steps toward a healthier and safer life. Among these include:

Maintaining a healthy diet
Engaging in physical activity
Getting enough sleep
Finding ways to reduce stress
And sharing your medical history with your friends and family

Making sure your personal and family health history is often times forgotten, but can be very important in the event of an emergency. What you need is a Medical Life List! In a nutshell, your Medical Life List is your own personal medical record created by you and updated by you.

You can find the template of the Medical Life List in MyHealthSpin’s free eBook, Easy Healthcare Guide: What You Need First.

So the question is…how will you celebrate Mom this Mother’s Day?

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Spin Your Healthcare Your Way!

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How Will You Get Your Health History When Traveling?

Healthspin — Mon, 27 Apr 2015 13:21:51 +0000

My daughter’s doctor asked us this question during a recent visit. His answer was surprising: “the Cloud.”

As many of you know, my daughter was born with a life-threatening illness. She’s an adult now and working at her first job in an urban city far away from me and her doctors. She recently had a bad case of food poisoning, which lasted a long time. We both began to wonder whether this was actually a more serious problem. We decided to schedule an appointment with her doctor to follow up. She took a day off of work and flew home.

Although she was fine, we thought it was important to make a plan if she ever got very sick again. Remember “preparation” is everything in healthcare. My daughter flies all over the world and often has to leave without much notice. What would happen if she had a serious problem while she was out of the country?

The doctor told us how important it would be for any doctor she saw to have her important health information about the surgeries she had as a child. Specifically, he said she should have immediate access to:

The reports from her operations (operative reports)
Any x-rays, and
Discharge summaries from hospital stays

The doctor and I agreed that, although everyone talks about patients having a universal healthcare record that can be accessed from anywhere, this simply does not exist. He suggested getting the important records and putting them on my daughter’s phone which could be backed up in the cloud. Therefore, she would have access to the records from anywhere in the world.

Having immediate access to her important health records might be the difference between life and death. So taking some time now to contact the various hospitals where she had her surgeries, gathering the records, scanning them and putting them where we can immediately access them makes a lot of sense.

Tell me what you do to protect yourself from a health emergency when you or your children travel? I’d love to hear from you.

A great place to start gathering your health history is to download my FREE eBook, Easy Healthcare: What to Do First which contains a Medical Life List.

MyHealthSpin helps you Spin Your Healthcare Your Way!

The post How Will You Get Your Health History When Traveling? appeared first on MyHealthSpin.

3 Easy Steps To Choosing A Health Insurance Plan

Healthspin — Thu, 16 Apr 2015 12:00:47 +0000

Purchasing the right health insurance plan doesn’t have to be complex. You just need to think about your priorities and follow 3 EASY STEPS. Check out this video as Lauren examines her health insurance options. You can apply these same concepts to confidently make the decisions that are right for you!

I hope this post helps you Spin Your Healthcare Your Way!

Check out how more information on how to choose insurance in our new book,Easy Healthcare: Choose Your Health Insurance.

Available for download NOW!

The post 3 Easy Steps To Choosing A Health Insurance Plan appeared first on MyHealthSpin.

Helpful Health Care Links: April 9, 2015

Healthspin — Thu, 09 Apr 2015 13:45:48 +0000

Our helpful health care links focus on two hot topics in health insurance this week– The first insurance company to pair with a fitness tracker to provide discounts for healthy behavior and a reminder that your health insurance could affect your tax forms. Both are worth your time. And, as always, if you ever come across a healthcare story that you think merits more attention, please send it our way!

Giving Out Private Data For Discount In Insurance

John Hancock will become the first insurance company to offer a program for Americans that tracks policyholders’ medical information and offers discounts for healthy behavior.

Tax Deadline Meets The Health Law

If you were insured through work, bought a plan on the new insurance marketplaces or enrolled in Medicare Part A, Medicaid or Tricare you likely met the requirement and can simply check that box off on your tax form.

P.S.–TIME IS RUNNING OUT!

ObamaCare has added an extra enrollment period that will take place from March 15 – April 30, 2015.

Spin your healthcare your way and check out our Easy Healthcare eBook Guides.

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HealthSpin’s Easy Healthcare: Choose Your Health Insurance gives you the practical steps you can take to choose the right insurance plan for you and your family.

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Does Your Healthcare Provider “Accept Or “Participate In” Your Health Insurance Plan?

Healthspin — Thu, 26 Mar 2015 13:30:25 +0000

When you sign up for health insurance, do you make sure you healthcare provider accepts that particular plan? Is there a better question you might want to ask?

P.S.–Please remember that ObamaCare has added an extra enrollment period that from March 15 – April 30, 2015. Spin your healthcare your way and check out our Easy Healthcare eBook Guides.

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HealthSpin’s Easy Healthcare: Choose Your Health Insurance gives you the practical steps you can take to choose the right insurance plan for you and your family.

The post Does Your Healthcare Provider “Accept Or “Participate In” Your Health Insurance Plan? appeared first on MyHealthSpin.

Helpful Health Care Links: March 13, 2015

Healthspin — Fri, 13 Mar 2015 13:00:55 +0000

Our helpful health care links focus on two hot topics in health care this week– Health regulations allowing employers to mandate employees buy company insurance and a sad story about a family unable to provide a cure to their son who suffers from a rare to disease. Both are worth your time. And, as always, if you ever come across a healthcare story that you think merits more attention, please send it our way!

The Boss Can Force You To Buy Company’s Health Insurance

Under the health law, large employers that don’t offer their full-time workers comprehensive, affordable health insurance face a fine. But some employers are taking it a step further and requiring workers to buy the company insurance, whether they want it or not.

Family’s Bittersweet Journey Spares One Son From Rare Disease, But Not The Other

An Oregon mom is fighting to get Oregon to mandate a test for Krabbe as part of its standard newborn testing.

P.S.–Please remember that ObamaCare has added an extra enrollment period that will take place from March 15 – April 30, 2015. Spin your healthcare your way and check out our Easy Healthcare eBook Guides.

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HealthSpin’s Easy Healthcare: Choose Your Health Insurance gives you the practical steps you can take to choose the right insurance plan for you and your family.

The post Helpful Health Care Links: March 13, 2015 appeared first on MyHealthSpin.

You Have One More Chance!!!

Healthspin — Thu, 12 Mar 2015 13:45:50 +0000

An extra enrollment period for ObamaCare will take place from March 15 – April 30, 2015. This is a special enrollment period for people who owe the ObamaCare tax for 2014 and were confused about enrollment for 2015. It provides an extra enrollment opportunity to avoid the fee for the rest of 2015. This video will help you identify the information you need to know when choosing an ObamaCare plan.

P.S. -We know purchasing the right insurance plan can be complex. However, if you learn some basic, but important, terms and spend a little time to do some homework, you can pick a plan with ease. Some up-front preparation and being aware of your options will help you avoid picking a costly plan that doesn’t cover your most important healthcare needs. Spin your healthcare your way and check out our Easy Healthcare eBook Guides.

HealthSpin’s Easy Healthcare: Choose Your Health Insurance gives you the practical steps you can take to choose the right insurance plan for you and your family

The post You Have One More Chance!!! appeared first on MyHealthSpin.

How To Compare Health Insurance Plans

Healthspin — Thu, 12 Feb 2015 14:30:50 +0000

Purchasing the right health insurance plan can be complex. However, if you learn some basic, but important, terms and spend a little time to do some homework, you can pick a plan with ease. Get the tools you need in this video to examine you health insurance choices and confidently make the decisions that are right for you.

I hope this post helps you Spin Your Healthcare Your Way!

Check out how more information on how to choose insurance in our new book, Easy Healthcare: Choose Your Health Insurance.

Available for download NOW!

The post How To Compare Health Insurance Plans appeared first on MyHealthSpin.

Who Is Going To Be In Charge Of Your Care? VIDEO

Healthspin — Tue, 10 Feb 2015 14:30:38 +0000

For anyone who has been in the hospital themselves or with a loved ones knows that there are a lot of people involved in your care. It seems like from morning until night there are different people coming in and out of your room and all are wearing white coats. In this video, Lori-Ann explains the benefits of choosing one doctor to manage your overall care.

In our upcoming videos, we’ll show you how to compare health insurance plans baseto make sure you pick what’s right for you!

Stay tuned for my easy information about how to choose insurance in our upcoming book, Choose Your Health Insurance.

I hope this post helps you Spin Your Healthcare Your Way!

The post Who Is Going To Be In Charge Of Your Care? VIDEO appeared first on MyHealthSpin.