Category Archives: Health Insurance

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How to Choose the Right Health Plan

Last Friday we held our very first webinar on 4 Insider Tips for Choosing the Right Health Plan. Thank you to everyone who attended. We are thrilled with your interest and participation.

We received a lot of great questions and, due to time limits, we were not able to answer all of them. So as we promised, here are some of your questions and the answers:

1. If I signed up for Obamacare and am expecting a baby in May (after enrollment), how do I get my baby coverage?

ANSWER: Having a baby is a “qualifying event” under Obamacare, so you can add the baby when he or she is born. Generally, you will need to sign your baby up for coverage within 60 days of the birth.

2. How do I know whether to pick my employer-provided insurance or Obamacare?

ANSWER: If your employer offers you health insurance, you will not be eligible for Obamacare. You can only buy Obamacare coverage if you cannot get coverage any other way.

3. I’m turning 65 soon. When can I apply for Medicare?

ANSWER: You can apply for Medicare 3 months before your 65th birthday. Enrollment will stay open up to 3 months after your 65th birthday. If you do not sign up within that 7 month timeframe (3 months before, the month you turn 65 and 3 months after) you will have to wait until the next Medicare open enrollment period.

4.  If I change from Obamacare to my new employer’s health plan, can I ever switch back?

ANSWER: If you lose your job or for some reason your employer no longer offers you health insurance, you can reapply for Obamacare. Losing your job or your health insurance is a qualifying event under Obamacare so you won’t have to wait for open enrollment to apply.

5.  I currently have Obamacare insurance but I’m almost 65 years old.  Can I apply for Medicare and use my Obamacare as my supplemental insurance?

ANSWER: No. Once you switch to Medicare, you will not be eligible for Obamacare.

Please continue to send us your questions. We will be scheduling more webinars soon. I’d love to hear from you!

To learn more about your healthcare, please subscribe to MyHealthSpin.com and receive a FREE copy of my toolkit which includes 2 free eBooks and lots of great information. CLICK HERE FOR FREE DOWNLOAD

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What Confuses You About Health Plans?

Health InsuranceI have a question for you: What confuses you about health plans?

Open enrollment for many health plans, including Obamacare and many employer health plans, is just around the corner. Maybe you’re deciding which plan to choose. Where are you getting stuck?

What questions would you love to have answered before you sign up? Let me know. You can write them in the comments of this post, reach out on Facebook or Twitter, or email me.

Tomorrow I will be answering your questions in my webinar 4 Insider Tips for Choosing the Right Health Plan, so send them in and make your decision easier.

If you haven’t already done so, you can register here.

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How to Choose Your Health Plan in November

webinar-imgHaving the right health plan for you and your family could be the difference between being able to pay for your healthcare or not.  If you buy insurance that doesn’t cover you and your families healthcare needs, you’ll be paying for those services yourself. So how do you find the health plan that will cover you and save you money?

That’s what I am going to teach in my very first FREE webinar: 4 Insider Tips for Choosing the Right Health Plan. 

Open enrollment for most health insurance, including employer plans and Obamacare, is in November–that’s right around the corner!

In this webinar you’ll learn how to prepare for the decision, what questions to answer before you decide, and what to look for in a health plan. We’ll also decode the terms used by insurance companies so you’ll know exactly what you’re getting into.

And we’ll do it all in just 30 minutes.

Mark this on your calendar: October 16 at 2:00 p.m. Eastern. Reserve your spot now. Again, it’s free.

Worried you can’t make it? We will be recording this webinar. Go ahead and RSVP and we’ll notify you when the replay is available.

Do you have questions you want answered during this webinar? Leave a comment on this post and we’ll address it in Q&A during the webinar.

See you there!