Purchasing the right health insurance plan doesn’t have to be complex. You just need to think about your priorities and follow 3 EASY STEPS. Check out this video as Lauren examines her health insurance options. You can apply these same concepts to confidently make the decisions that are right for you!
I hope this post helps you Spin Your Healthcare Your Way!
Check out how more information on how to choose insurance in our new book,Easy Healthcare: Choose Your Health Insurance.
Our helpful health care links focus on two hot topics in health insurance this week– The first insurance company to pair with a fitness tracker to provide discounts for healthy behavior and a reminder that your health insurance could affect your tax forms. Both are worth your time. And, as always, if you ever come across a healthcare story that you think merits more attention, please send it our way!
Giving Out Private Data For Discount In Insurance
John Hancock will become the first insurance company to offer a program for Americans that tracks policyholders’ medical information and offers discounts for healthy behavior.
Tax Deadline Meets The Health Law
If you were insured through work, bought a plan on the new insurance marketplaces or enrolled in Medicare Part A, Medicaid or Tricare you likely met the requirement and can simply check that box off on your tax form.
P.S.–TIME IS RUNNING OUT!
ObamaCare has added an extra enrollment period that will take place from March 15 – April 30, 2015.
Spin your healthcare your way and check out our Easy Healthcare eBook Guides.
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HealthSpin’s Easy Healthcare: Choose Your Health Insurance gives you the practical steps you can take to choose the right insurance plan for you and your family.
The answer is “it depends.” Many of us have had the unfortunate experience of scheduling our annual exam with our OBGYN or internist only to discover that our insurance company will only pay for the annual check-up once a year. So if you had your exam on April 1st in the prior year, you have to wait until April 2 of the following year to have your exam covered by insurance.
The question you need answered by your insurance is: will they cover services on a year-to-year basis or on a calendar year? If your insurance is on a calendar year, you can get the annual exam anytime each year. If your insurance is on a year-to-year basis, you must wait a full year in order to get the annual exam again. This is likely true for your yearly mammogram or your colonoscopy. Making sure you know your insurance company’s rule can save you money by not scheduling the exam improperly.
So how should you plan your annual healthcare services?
Have you ever had your insurance denied for your annual exam because you went to the doctor too soon? We’d love to hear from you.
For more information about your health insurance, see HealthSpin’s Easy Healthcare: Choosing Your Health Insurance.
We hope we’re helping you “Spin Your Healthcare Your Way!