What Does Health Insurance Cover? VIDEO

We go to great lengths to prevent ourselves from getting sick, right? However, are those “well check-ups” covered by your health insurance policy? It used to be that insurance companies only covered the services that were most cost effective for them. This video explains how basic services like preventative care are now required to be covered by all health insurance policies (including Medicare).

I hope this post helps you Spin Your Healthcare Your Way!


During the next few weeks I’ll be finalizing my ebook, Easy Healthcare: Choosing an Insurance Plan. If you have any questions about specific coverage options, please let me know!

3 Things to Start Your Healthcare off Right in 2015

Are You Ready? card with colorful background with defocused lighWelcome to 2015!  As we start the New Year, many people are planning for the year to come–making resolutions, setting goals.

An important part of any year is making sure you have what you need for your healthcare.  You never want to wait until you have a medical crisis to gather what you need.

Where to start:

  1. Medical Life List:  The medical life list is a document that contains all the important information you will need if you go to the doctor or have a health crisis.  You can download a Medical Life List for free by signing up to receive our blog posts via your email in-box.  CLICK HERE
  2. Durable Power of Healthcare: A durable power of healthcare details who will handle your healthcare decisions if you are unable to do so yourself.  It also specifies your wishes for care such as life support, feeding tubes, etc.  Any estate planning attorney can help you with this.
  3. Primary Care Physician:  A primary care physician such as an internist or family practice doctor  will be essential in guiding you through your healthcare needs in the upcoming year.  Some insurance plans require an authorization from a primary care doctor to see a specialist.  A good primary care doctor can help you decide how to be proactive in keeping healthy and what to do when you are not.  A primary care physician can help you avoid unnecessary treatment and unnecessary costs.

Planning ahead for your healthcare needs can be one of the most important things you will do this year for you and your family.  Whether you have small children or are taking care of a sick loved one or a senior, planning ahead makes all the difference.

If you want to know more, check out our Easy Healthcare ebooks.  Easy Healthcare:  Before You Get Sick provides a quick and simple guide.

We hope this post helps you Spin Your Healthcare Your Way!

Managing Your Health Remotely

Touch Phone And Smart Watch With Mobile App Health SensorIs your smartphone doubling as a health monitoring device?  If it isn’t now, it will be in the future.

If you’re a high risk patient, your doctor needs to know as much as possible about your health…if  you’re a diabetic, what your insulin levels are throughout the day or if you’re a heart patient, when your blood pressure rise and by how much.  But short of following you around with a clipboard, your doctor can’t know in real time when and how your health changes.

That is until now.

Doctors are currently testing personal data trackers for high-risk patients.  For example, an electrocardiogram is placed in the patient’s smartphone to monitor the patient’s heart as he or she goes about his or her day. That real-time data is then downloaded by the doctor who can then use it to determine the best treatment for the patient.

Information is a doctor’s best friend and these emerging technologies maximize the amount of information a doctor has to make the right decisions about your care  Right now, mobile apps, scales, and activity trackers gather all kinds of data that you can use to live a healthy life.  The next generation of devices will allow healthcare providers to to take that to the next level.

As with all new technology, a few hurdles will have to be overcome before these devices become commonplace:

1)  Patient Ability:  These next-generation devices will have to be “patient friendly.”  If it’s overly complicated or requires too much time or work on the part of the patient, the device won’t be successful.

2)  No FDA Approval:  Many of these new technologies are not approved by the FDA, which  monitors medical devices.

3)  Privacy:  There is always a concern that any device that utilizes the internet may not be secure and meet the necessary privacy standards.

These concerns among others are being addressed as the various technologies are being developed.  What’s more, you may soon be able to automatically download your health-monitoring data directly into your medical record at your doctor’s office.


Want to avoid unnecessary grief and expense when you get sick? Then you need this essential guide to the business behind your healthcare decisions. MyHealthSpin’s “Easy Healthcare: Before You Get Sick” ebook guide gives you all of the practical advice you need to take charge of your healthcare options!


Available for download NOW!