Should You Sign Up For Your Company’s Wellness Program?

Could healthy habits save you money?

CigarettesIf you work for a large-scale corporation there’s probably a good chance you’ve encountered a company wellness program. If not, it’s likely that you’ll encounter one in the near future. Corporate wellness incentive programs are increasingly popular among companies that offer health insurance coverage, in part, due to the roll-out of the Affordable Care Act.

The idea behind wellness programs is to promote healthy habits. Theoretically, healthier employees—those who don’t smoke, exercise regularly, etc.—are less expensive to insure. Should you opt-in to your company’s wellness program? Here are some things to consider:

Pros: Requirements like quitting tobacco products or exercising regularly could pay off for your overall wellness and longevity in addition to monetary incentives from your employer.

Cons: Opponents of wellness programs argue that the policies are often far too invasive and coercive, asking staff members questions about family planning and alcohol use. Those who opt-in may also be required to submit to extensive medical tests. Even more concerning, economists have found that wellness programs rarely reduce the risk of heart attack and stroke within a company’s population.

Still, the American Heart Association recently revealed its own set of standards based on scientific evidence that should guide more corporate wellness programs towards reducing health risks among employees. While it’s ultimately up to the individual to opt into a wellness program, the real question is why not try to improve your personal health?

Are you deciding whether to use your company’s health insurance, Obamacare, or some other plan? Enrollment for most plans is in November. Join my free webinar “4 Insider Tips for Choosing the Right Health Plan” to learn which plan is right for you. REGISTER NOW

6 Ways to Boost Wellness Over Labor Day Weekend

Happy cheering celebrating success woman at beautiful beach sunsIt’s the dog days of summer. Often in our hectic professional and personal lives we forget to take time out for ourselves, so as you head into Labor Day weekend make sure to focus on personal wellness. Here are a few sure-fire tips to make the best of this long, relaxing break:

  1. Eat healthy: Take advantage of the season and pick up some vegetables. Cooking at home can be a fun, relaxing, and a healthy alternative to eating out.
  2. Get a good night’s sleep: Many of us are fortunate not to have to work over Labor Day making it the perfect time to start a regular sleep schedule. Remember that there’s no such thing as “catching-up on sleep” but creating a regular routine right now can pay dividends for your health and well-being the whole year round.
  3. Take time to unplug: Try taking a day or even a whole weekend to step away from the computer or television. Going analog can be surprisingly relaxing.
  4. Do something special for yourself: Whether you’re working in the garden, reading a book, or writing in your journal, take time to do something independently satisfying.
  5. Exercise: For those of us who aren’t in shape, exercise can feel daunting but even a leisurely walk can improve your mood. With the weather transitioning to fall, this weekend is the perfect opportunity to enjoy the outdoors.
  6. Spend time with family and friends: In my opinion there’s no greater joy than spending time with the people you love. Whether you’re sharing a meal with family or reconnecting with an old friend on the phone, take time to enjoy your loved ones this weekend.

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