Jimmy Kimmel’s Healthcare Scare: What You Should Know

As you may know, on May 1, 2017, Jimmy Kimmel spoke about the birth of his baby boy, Billy.

If you haven’t seen the clip, click here to watch.

Unfortunately, several hours after the birth of his baby, Jimmy and his wife Molly learned that Billy had a heart defect and needed surgery to save his life.

Jimmy thanked Cedars-Sinai Hospital and Children’s Hospital Los Angeles for providing Billy with amazing care. Because of the attentive staff and great care, his newborn son is home and doing well.

Jimmy’s message was extremely important and shows how far we have come in healthcare, and how far we have to go.

Friends, family, and readers have asked me some questions about what Jimmy had to say. Here’s my take:

Jimmy spoke about “pre-existing conditions.”

Question: What are pre-existing conditions and how do they affect healthcare coverage?

Answer: Pre-existing conditions are health problems that occur prior to the date new health coverage starts.

Jimmy is correct that prior to the passage of the Affordable Care Act (“ACA”), pre-existing conditions, such as birth defects, could prevent someone like baby Billy from getting coverage. They also enabled insurance companies to charge individuals more. The ACA now prevents health insurance companies from refusing coverage or charging more for pre-existing conditions.

Question: What is the National Institutes of Health (“NIH”)?

Answer: NIH is part of the U.S. Department of Health and Human Services and is the nation’s medical research agency. Jimmy is correct that, despite initial plans to cut the budget for NIH, Congress increased its funding by $2 billion.

As a mother of two and a parent of a daughter born with a serious disease, I was touched by Jimmy’s message. It’s important to stay in the know about healthcare and healthcare policies, in case you or a loved one is impacted.

Congratulations to Jimmy Kimmel and his family on their baby boy!

To learn more about health care for your family, check out the Women’s Mind Body Wellness Summit. It contains 6 interviews by top female health professionals plus two workout videos and 3 bonus videos on mind-body wellness with MyHealthSpin founder Lori-Ann Rickard.

Helpful Health Care Links:

February 11, 2016

Pregnant Happy smiling Woman sitting on a sofa and caressing her

A lot has happened this week in health care and we want to make sure you have all the information you need to make the best health care choices. Our helpful health care links bring you the trending topics in health care news.

 

We hope we have helped you SPIN YOUR HEALTHCARE YOUR WAY! 

Follow us for more health care news and tips daily on Twitter & Facebook

How to Find Medical Bill Errors

Senior man depressed by a pile of medical bills.  Isolated on whMany people get medical bills from a hospital stay and don’t know what to look for to determine if the bill is correct. Here is some of the things you should look for:

  1. No “Balance Billing”: You should make sure that if you went to a doctor who is in your “network,” you should not receive a charge for the visit (other than a possible co-pay). When the doctor charges you the difference between their normal charge and what the insurance company will pay for the service, this is called “balance billing.” You should not get a bill from the doctor if you went to doctor who was “in network.”
  2. Check Quantity: If you were in the hospital, you will want to check the quantity of items and services you are being billed for. For example, look at medications and the amount of days you were in the hospital. Hospital billing departments often make mistakes.
  3. Duplicate Charges: Make sure you were not billed twice for a procedure or a lab test.
  4. Upcoding: Many healthcare services have levels of care. For example, you can go to the ER for something simple – which should be billed at the lowest level of care or for something very complex – which will be billed at the highest level of care. You should look at the bill to see what was charged.

Looking closely at your bill can save you money.

Tell us whether you have had any problems with your medical bills? We’d love to hear from you!

MyHealthSpin helps you Spin Your Healthcare Your Way!

Check out how more information on insurance in our new book, Easy Healthcare: Choose Your Health Insurance.