Going Off to College: Parents’ Insurance or ObamaCare?

Health Insurance Safety Healthcare Protection Office Working ConUsually, the best choice is your parent’s health insurance plan.  

First, you are only eligible for ObamaCare Health Exchange insurance if you have no other health insurance options.

Additionally, it is often better to stay on your parent’s insurance because if they have a big group plan at work the cost of maintaining coverage for you is not very expensive. This is especially true if your parents are already covering other members of the family. You should ask your insurance company how much it will cost to maintain coverage for you while you are in college. Your parents’ plan will also often cover more healthcare items and have a lower deductible than many ObamaCare plans.

If your parents do not have a health plan through work, ObamaCare may be a good option. To find out whether you are eligible, log into the ObamaCare website www.healthcare.gov. After answering several questions, you will be able to see your options. Each state has different insurance companies offering plans in that state.

Are you planning on staying on your parents health insurance plan while in college? I’d love to hear from you!

MyHealthSpin helps you Spin Your Healthcare Your Way!

Check out how more information on insurance in our new book, Easy Healthcare: Choose Your Health Insurance.

Celebrate Mother’s Day The HealthSpin Way

Lori-Ann and GirlsBeing a mom often times means taking care of others before yourself. I encourage moms of every age to make themselves a priority and take easy steps toward a healthier and safer life. Among these include:

  1. Maintaining a healthy diet
  2. Engaging in physical activity
  3. Getting enough sleep
  4. Finding ways to reduce stress
  5. And sharing your medical history with your friends and family

Making sure your personal and family health history is often times forgotten, but can be very important in the event of an emergency. What you need is a Medical Life List! In a nutshell, your Medical Life List is your own personal medical record created by you and updated by you.

You can find the template of the Medical Life List in MyHealthSpin’s free eBook, Easy Healthcare Guide: What You Need First.

So the question is…how will you celebrate Mom this Mother’s Day?

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Spin Your Healthcare Your Way!

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3 Easy Steps To Choosing A Health Insurance Plan

Purchasing the right health insurance plan doesn’t have to be complex. You just need to think about your priorities and follow 3 EASY STEPS. Check out this video as Lauren examines her health insurance options. You can apply these same concepts to confidently make the decisions that are right for you!

I hope this post helps you Spin Your Healthcare Your Way!

Check out how more information on how to choose insurance in our new book,Easy Healthcare: Choose Your Health Insurance.

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Available for download NOW!