So You’re Signing Up For ObamaCare…What Is Covered?

What is covered under Obamacare? It used to be that insurance companies only covered the services that were most profitable for them. Now, with Obamacare, basic services like preventative care must be covered. This is true for Medicare as well.

P.S.–Please remember that ObamaCare has added an extra enrollment period that from March 15 – April 30, 2015Spin your healthcare your way and check out our Easy Healthcare eBook Guides.

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HealthSpin’s Easy Healthcare: Choose Your Health Insurance gives you the practical steps you can take to choose the right insurance plan for you and your family.

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You Have One More Chance!!!

An extra enrollment period for ObamaCare will take place from March 15 – April 30, 2015. This is a special enrollment period for people who owe the ObamaCare tax for 2014 and were confused about enrollment for 2015. It provides an extra enrollment opportunity to avoid the fee for the rest of 2015. This video will help you identify the information you need to know when choosing an ObamaCare plan.

P.S. -We know purchasing the right insurance plan can be complex. However, if you learn some basic, but important, terms and spend a little time to do some homework, you can pick a plan with ease. Some up-front preparation and being aware of your options will help you avoid picking a costly plan that doesn’t cover your most important healthcare needs. Spin your healthcare your way and check out our Easy Healthcare eBook Guides.

HealthSpin’s Easy Healthcare: Choose Your Health Insurance gives you the practical steps you can take to choose the right insurance plan for you and your family

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The Assisted Living Golden Ratio: How Many Residents Can One Caregiver Serve?

Geriatric nurse helping senior citizen woman with walkerAssisted living staff members are the front line in caring for your loved one, and their skills, attitude, and abilities have real impact on his or her health and quality of life. But how do you know if a facility has enough caregivers (or not enough) to properly aid their residents?

First, it’s important to understand that no assisted living facility will offer one-to-one care. In practical terms, every resident will have to wait some period of time for assistance.

Second, a good rule of thumb to know is that most facilities have one staff member for every six to eight residents. The ratio will be higher during the nighttime hours, with often one staff member caring for fifteen residents. If the facility you are considering has a higher ratio (say, 10 or 12 residents per caregiver during the day), you will want to understand how that workload is managed by staff.

Third, if the facility won’t give you an average number of residents a single staff member cares for, ask what the average response time is to a request for assistance. A typical reasonable timeframe during the day is ten minutes, but that time will likely be longer at night. If that average response time is longer, that facility may not have enough workers to provide the care your loved one needs.

Find out more about how to make the right decisions for your loved one, check out HealthSpin’s Easy Healthcare: Choosing an Assisted Living Facility.

Helping you “Spin Your Healthcare Your Way!