Helpful Health Care Links: October 17, 2014

surgery_picEvery week, there are hundreds of health care stories posted online and it can be hard to keep track of what’s important and what’s worth reading. With that in mind, every Friday, the team at MyHealthSpin is going to be collecting some of the most significant health care links of the week and presenting them for your reading pleasure. And, if you ever come across a healthcare story that you think merits more attention, please send it our way!

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What to Expect When You Have Surgery (Wall Street Journal)

Some interesting new programs are helping patients weigh the pros and cons of electing to have surgery.

Here’s What You Need to Know About Our Response to Ebola Right Now (WhiteHouse.gov)

The official website of the U.S. President has put together a breakdown of their response to the recent Ebola scare and a list of what the average America should know about Ebola.

U.S. Finds Many Failures in Medicare Health Plans (New York Times)

Federal officials have begun taking punitive action against Medicare health plans that improperly reject claims from their customers.

The Flu and You: Advice for Fighting Flu This Season (Well & Wise)

It’s flu season and everyone has their own home remedies. But, if you’d like some more professional advice, this link collects a few things to keep in mind if you want to avoid the flu this year.

Dr. Oz’s Smart Patient Checklist (Doctor Oz)

The popular TV doctor offers some advice on how you can be more proactive and take charge of your own healthcare.

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assisted_smallHow do you make the right decision about moving yourself or a loved one into an Assisted Living Facility without being overwhelmed? How do you even begin talking about it? MyHealthSpin’s “Easy Healthcare: Choosing an Assisted Living Facility” ebook guide gives you all of the practical advice you need to make the right choice.

Available for download NOW!

What Will You Pay Back under ObamaCare?

Health Care CashEarlier this month marked the deadline to verify income to avoid losing, or having to pay back federal health insurance subsidies under the Affordable Care Act (ACA or ObamaCare). 300,000 people are expected to be affected by this income verification problem, and will be paying back subsidies to the government.

The big problem? Most people are not aware that they received advance tax credits under ObamaCare, but they will still be responsible for paying the government back.

During the 2015 tax season, Americans will be expected to pay back any subsidies they received, for which they were not eligible.

Are you at risk?

People at risk of having to pay back subsidies include:

1. Those who obtained coverage on HealthCare.gov, and did not provide additional income information that melds with IRS data; and
2. Those whose income changed during the year, and who failed to update their information.

An additional 115,000 people may lose their existing coverage for failure to provide the required documents verifying citizenship or immigration status.

Note – the deadline applied only to applicants who purchased coverage on the federal marketplace. However, hundreds of thousands of additional people who got health coverage through state exchanges could also be receiving subsidies for which they are not eligible.

But what will this cost you?

Certain low earners may face limited repayments ranging from $300.00 to $2,500.00, but higher earners will have to pay back the subsidies in full.

If you fall into one of the above categories, you may be able to deduct some, or all, of the repayment from your 2015 tax refund. If you are not expecting a refund, or if your refund is not enough to cover the repayment, you can expect to write a check to the government.

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HS-Book_Covers_OCaresmallAre you looking to cut through all the noise and find out what ObamaCare really is, what it does, and, most importantly, what it means to you? MyHealthSpin’s “Easy Healthcare: ObamaCare” ebook guide leaves the politics behind and gives you a straightforward, timely rundown of the changes the law made and whether or not they impact YOU.

Available for download NOW!

How to Choose the ObamaCare Plan That’s Right For You: VIDEO

The open enrollment period for 2015 health coverage under the Affordable Care Act (ACA) — often called ObamaCare — starts on November 15 and there are several factors that you should consider if you’re thinking of signing up for coverage. (You can get details regarding the enrollment period at HealthCare.gov.) In this video, MyHealthSpin founder Lori-Ann Rickard offers advice for those considering ACA coverage, discussing topics like finding a plan that your primary care doctor will accept, what Open Enrollment actually is, and what constitutes a “qualifying” event.

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HS-Book_Covers_OCaresmallAre you looking to cut through all the noise and find out what ObamaCare really is, what it does, and, most importantly, what it means to you? MyHealthSpin’s “Easy Healthcare: ObamaCare” ebook guide leaves the politics behind and gives you a straightforward, timely rundown of the changes the law made and whether or not they impact YOU.

Available for download NOW!