How Do You Gain Access To Your Loved One’s Medical Information?: VIDEO

It’s senior week here at MyHealthSpin! More and more people are caring for an elderly family member in addition to their own immediate family. How do you ensure that your loved one’s medical records are handled correctly? Do you know if you have access to the proper medical information for your loved ones? MyHealthSpin Founder, Lori-Ann Rickard explains in this video why the most important action you can take as a caregiver is to make sure that it is designated in writing to whom a doctor or facility can provide specific medical information.

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HS-Book_Covers_OCaresmallAre you looking to cut through all the noise and find out what ObamaCare really is, what it does, and, most importantly, what it means to you? MyHealthSpin’s “Easy Healthcare: ObamaCare” ebook guide leaves the politics behind and gives you a straightforward, timely rundown of the changes the law made and whether or not they impact YOU.

Available for download NOW!

Do You Have Rights to Your Senior’s Medical Records?

The short answer is “no” in most cases.  To get that vital information you have to work up front with your loved one before you ever go to the doctor’s office.shutterstock_106616390

Few things in healthcare are as frustrating as having an aging parent with health issues and not be able to see their medical records.  Whether  you are a family member caring for a senior or  or senior yourself who wants to make sure  your potential caregiver can have the information they need,  you should know how to get or give permission to view medical records.

First, your loved one always has the right to designate who they want to have access to their medical records.  When a senior goes to a doctor or hospital, they should specifically ask to fill out a a form saying who should get access to their health records.  The senior’s spouse or children will not necessarily have access without the authorization.

Second, a doctor is allowed to give information to a spouse or family member if he or she is present during a doctor’s visit or a hospital stay.  If the senior has a family member come with them to the doctor, the doctor can assume that the senior wants the family member to have access to the senior’s medical information unless the senior states otherwise.

Third, a senior should have a “Living Will.”  Also called a “Healthcare Declaration,” this  legal document, which varies in different states, will allow the person named in it to make decisions about the patient’s healthcare if they are unable to make decisions themselves.  A Living Will  is fairly simple to fill out.  Often, seniors want to list all of their children, so they can make a joint decision.  This is unwise.  When a loved one is seriously ill, it will be very hard to get a single decision from every family member, each of whom may be scattered all over the country or world.  It’s better to name one person and ask them to talk to the whole family before making the final decision according to the wishes of the patient.

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Are Criminals Using ObamaCare to Steal Personal Information?

The simple answer is “Yes.”

A growing number of criminals are using ObamaCare to steal  patients’ personal information.

The government is warning seniors on Medicare: If someone asks for your personal information for a state insurance exchange under the new healthcare law, he’s probably a crook. Those exchanges don’t apply to seniors.

No consumer, young or old, should give out medical information or pay up-front “enrollment” fees, the government says.

Those are just two of the scams that federal officials anticipate as more and more patients sign up under the Affordable Care Act.

What Should You Know?

1)  Never give out personal information to someone who contacts you saying you need to sign up for ObamaCare.   It’s likely a criminal.

2)  If you suspect fraud, call  800-318-2596, TTY 855-889-4325.  This number will connect yous to federal call centers for reporting fraud or attempted identity theft.

3)  Anyone who is officially allowed to sign patients up for ObamaCare should be able to present official credentials.  If there is any doubt, you should ask for a number to call to confirm the person’s identity.

Remember:  1) make sure you know if you qualify for ObamaCare (download my ebook, Easy Healthcare: Obamacare  to find out); 2) that Medicare is not affected by ObamaCare, and 3) where to call if you suspect fraud: 800-318-2596.

Knowing these facts may save you from a criminal who is trying to steal your identity or money.

♦◊♦

HS-Book_Covers_OCaresmallAre you looking to cut through all the noise and find out what ObamaCare really is, what it does, and, most importantly, what it means to you? MyHealthSpin’s “Easy Healthcare: ObamaCare” ebook guide leaves the politics behind and gives you a straightforward, timely rundown of the changes the law made and whether or not they impact YOU.

Available for download NOW!